I bought $15 USD of bitcoin (BTC) every month for a year, from May 2021 - April 2022, as a long-term investment, similar to how I used to put money into my 401k and IRA. I don't care about volatility because I'm hodling (not selling) for the next 4-8 years (2026, 2030) with the belief bitcoin will gain 10x (estimated) value after every 4 year cycle, due to bitcoin's inherent scarcity.
I believe purchasing bitcoin is the best investment to create an emergency medical fund / retirement plan / home downpayment / college fund / Disneyworld vacation / whatever-you-want-a-pile-of-money-for if you have at least a 4 year (or even better 8+ year) timeline. See the FAQ for reasons.
I currently stack sats (tiny bits of bitcoin) with the FOLD debit card (referral link), read Bitcoin Magazine articles and their #FlashCodeFriday on Twitter, shopping via the lolli app, and playing ZeBeDee's Bitcoin Miner.
This is not financial advice. I'm an artist and an author. This is a personal website documenting how I spent $15 a month, for 12 months, and the long-term results of those actions.
I update the following table monthly to show how my initial $180 investment is gaining value over the years. Historical data for each monthly purchase regarding the amount of sats bought and the price of bitcoin at that time is further down in this table.
Compare the first column (TOTAL USD INVESTED) with the last colum (INVESTMENT VALUE) to see how those small, 12 monthly purchases (with some bonus sats via reward programs as noted) add up over the years.
| TOTAL USD INVESTED | SATs OWNED 1 bitcoin = 100 million satoshis (sats) | INVESTMENT VALUE | |
|---|---|---|---|
| Next Update: August 2023 | $180 | 558,994 | TBD |
| July 2023 | $180 | 558,994 | $168 |
| June 2023 | $180 | 558,994 | $142 |
| April 2023 | $180 | 558,994 | $155 |
| March 2023 | $180 | 558,994 | $137 |
| February 2023 | $180 | 558,994 | $138 |
| January 2023 | $180 | 558,994 | $118 |
| December 2022 | $180 | 558,994 | $93 |
| November 2022 | $180 | 558,994 | $93 |
| October 2022 | $180 | 558,994 | $109 |
| September 2022 | $180 | 558,994 | $111 |
| August 2022 | $180 | 558,994 | $142 |
| July 2022 | $180 | 558,994 | $119 |
| June 2022 | $180 | 558,994 | $114 |
| May 2022 | $180 | 558,994 | $166 |
This table shows the historical data of my $15/month purchases from May 2021 to April 2022.
| TOTAL USD INVESTED | SATs OWNED 1 bitcoin = 100 million satoshis (sats) | BTC PRICE (at time of purchase) | INVESTMENT VALUE (at time of purchase, rounded to nearest USD) | |
|---|---|---|---|---|
| April 2022 | $180 | 558,994 (includes 6,738 sats earned via Cash app boosts) |
$46,336 | $259 |
| March 2022 | $165 | 520,618 |
$39,000 | $204 |
| February 2022 | $150 | 483,028 (Cash app bitcoin boosts not available) |
$42,942 | $204 |
| January 2022 | $135 | 448,889 (includes 24,903 sats earned via Cash app boosts) |
$42,000 | $191 |
| December 2021 | $120 | 389,081 (includes 35,060 sats earned via Cash app boosts) |
$48,855 | $190 |
| November 2021 | $105 | 324,021 (includes 10,317 sats earned via Cash app boosts) |
$59,751 | $192 |
| October 2021 | $90 | 299,486 (includes 38,026 sats earned via Cash app boosts) |
$60,222 | $180 |
| September 2021 | $75 | 237,338 (includes 28,273 sats earned via Cash app boosts) |
$46,609 | $110 |
| August 2021 | $60 | 177,612 (includes 18,659 sats earned via Cash app boosts) |
$46,802 | $83 |
| July, 2021 | $45 | 124,121 (includes 5,087 sats earned via Cash app boosts) |
$32,980 | $41 |
| June, 2021 | $30 | 74,584 | $39,961 | $30 |
| May 2021 | $15 | 37,783 | $38,834 | $15 |